body { top:0px; font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;  margin: 0 auto; padding:0px; }



/* headers */
h1 { padding: 8px 10px 8px 15px; margin:0; font-size: 1.4em; color: #040066; }
h2 { padding : 0; margin : 0; font-size: 1.2em; color: #1A3A76; }
h3 { padding: 8px 10px 8px 15px; margin:0; font-size: 1em; color:#040066; }
h4 { padding : 0; margin : 0; font-size: 0.9em; color:#007aba; font-weight: normal; }

#footer { font-family: Verdana, Geneva, Arial, Helvetica, sans-serif }